Loan modifications have only been around for about a year - and quickly became a promising solution to the foreclosure epidemic plaguing our economy. But - as with most programs meant to help others - there are self-indulgent, greedy scam artists who prey on those looking to be guided out of their financial drama with a legitimate loan modification. How can you tell if the company you're working with is not scamming the public they are claiming to help? Read on and find out.